Understanding Maximum Medical Improvement (MMI) in Workers’ Comp Cases

When an employee suffers a workplace injury, they may rely on workers’ compensation benefits to cover medical expenses and lost wages. But at some point during treatment, a doctor may determine that the injured worker has reached Maximum Medical Improvement (MMI) —a critical milestone in the workers’ comp process.

 

At Injury Florida Law Firm, we help injured workers navigate the complexities of MMI in workers’ comp cases. In this blog, we’ll explain what MMI means, how it affects benefits, and what injured workers should do once they reach MMI.

 

What Is Maximum Medical Improvement (MMI)?

 

MMI is the point at which a doctor determines that an injured worker’s condition has stabilized and is not expected to improve further, even with additional medical treatment. This does not mean the worker has fully recovered—it simply means their condition is as good as it will get.

 

Once MMI is reached, the doctor will issue a permanent impairment rating, which can affect the worker’s eligibility for further benefits.

How Does MMI Affect Workers’ Comp Benefits?

 

Reaching MMI can impact workers' compensation benefits in several ways:

1. Medical Treatment – After MMI, workers may still receive ongoing medical care(such as physical therapy or pain management), but insurance may no longer cover curative treatments.
2. Temporary Disability Benefits End – Workers receiving temporary total disability (TTD) or temporary partial disability (TPD) benefits may see these payments stop once they reach MMI.
3. Permanent Disability Benefits – If the injury resulted in a permanent impairment, the worker might be eligible for permanent partial disability (PPD) or permanent total disability (PTD) benefits, depending on their impairment rating.

What Should Injured Workers Do After Reaching MMI?

 

If you've been told you've reached MMI, it’s important to take the following steps:

• Review the Doctor’s Report – The doctor’s impairment rating can impact your long-term benefits. If you disagree with the rating, you may have the right to request an independent medical exam (IME).
• Understand Your Permanent Benefits – If you have a permanent disability, consult with an attorney to determine what ongoing benefits you may be entitled to.
• Consider a Workers’ Comp Settlement – In some cases, reaching MMI opens the door for a workers’ comp settlement. Before accepting any offer, consult with a lawyer to ensure you’re getting fair compensation.
• Seek Legal Guidance – The workers’ compensation process can be complicated. A lawyer can help protect your rights and ensure you receive the benefits you deserve.

Need Help with Your Workers’ Comp Claim?

 

If you’ve reached MMI and are unsure of your next steps, Injury Florida Law Firm can help. Our experienced attorneys will review your case, ensure you’re getting the benefits you’re entitled to, and fight for the best possible outcome.

 

Contact us today for a free consultation and let us help you navigate your workers’ comp case with confidence.