Tampa Car Accident Lawyers

Call 911 and get medical attention, even if you feel fine — some injuries (soft tissue, whiplash, disc injuries) don't show symptoms for days. Photograph the scene, vehicles, and any visible injuries. Get the other driver's insurance and contact information and any witness names. See a doctor promptly and follow through with recommended treatment — gaps in treatment are one of the most common things insurance adjusters use to argue an injury wasn't serious or wasn't caused by the crash.

If you were injured due to someone else’s actions or negligence—like distracted driving, speeding, or failure to yield—you may have a valid claim. We’ll evaluate your case in a free consultation and help you understand your options.

Depending on the facts, you may be able to recover medical expenses (past and future), lost income, property damage, and pain and suffering. If your injuries are catastrophic or permanent, future care costs and diminished earning capacity often become the largest components of a claim.

Florida uses "modified comparative negligence." If you're found 50% or less at fault, you can still recover damages — reduced by your percentage of fault. If you're found more than 50% at fault, you can't recover anything. This is a significant change from the law before 2023, when a plaintiff could recover something no matter how much fault they carried. Fault percentages are frequently contested, which is why early evidence-gathering matters.

You may still have options through your own policy, especially if you carry uninsured/underinsured motorist coverage. We’ll review your policy & guide you through the process to recover compensation despite insurance gaps.

Generally two years from the date of the crash. Florida shortened this deadline from four years to two years under House Bill 837, effective for accidents on or after March 24, 2023. If your accident happened before that date, the old four-year deadline may still apply. Because this is a hard cutoff with almost no exceptions, it's worth talking to an attorney well before the two-year mark.

Yes. Florida requires all drivers to carry at least $10,000 in Personal Injury Protection (PIP), which pays your medical bills and lost wages after a crash regardless of who caused it — but only up to 80% of medical costs and 60% of lost wages, capped at the policy limit. Florida does not require Bodily Injury Liability coverage for most private passenger vehicles, which is one reason your own Uninsured/Underinsured Motorist (UM) coverage often matters as much as the other driver's policy.

If your injuries are serious — permanent injury, significant scarring, or permanent loss of an important bodily function — Florida law allows you to step outside the no-fault system and pursue a claim directly against the at-fault driver for medical bills, lost wages, and pain and suffering beyond what PIP covers.

No. Your rates are based on your own driving record and claims history, not on whether you retain counsel.